Where

Premium Administrator

R 20 000 - R 25 000 a month
Hire Resolve
Johannesburg Full-day Full-time

Description:

Job Title: Premium Administrator

Location: Bryanston
Employment Type: Permanent
Date Reviewed: March 2025
Reports to: Financial Manager
Subordinates: None

Hire Resolve's Client is seeking to hire a Premium Administrator to join their team in Bryanston. The Premium Administrator supports the Financial Manager in ensuring that all premium-related financial transactions are accurately processed and recorded in a timely manner. To support the Financial Manager in managing premium-related processes, including refunds, insurer payments, debit order collections, and reconciliations.

Key Responsibilities:

Unpaid Premiums

  • Notify the relevant underwriting party.
  • Cancel policies as per predefined rules.
  • Inform clients of actions taken, such as double debits, forced debits, or cancellations.

Bank Reconciliation

  • Allocate daily deposits reflected on bank statements from the premium collection provider.
  • Maintain the premium age analysis and liaise with underwriters.
  • Take appropriate actions on premiums outstanding for more than 45 days.

Refunds

  • Validate the legitimacy of refund requests.
  • Process and record refunds on the Policy Administration System.
  • Forward refund requests to the Financial Manager for release.

Insurer Payments

  • Download bordereaux reports.
  • Prepare and submit payment schedules to insurers.
  • Distribute bordereaux to insurers.

Manual/Non-Binder/Non-Collection Policies

  • Allocate premiums received directly by insurers using commission statements as references.

Team Collaboration and Culture:

  • Demonstrate behaviour that aligns with the organisation’s values and culture.
  • Share knowledge of products, systems, and processes with team members.
  • Work collaboratively with the Claims team to maintain service excellence.

Process Improvement and Compliance:

  • Comply with all internal policies, procedures, and industry regulations.
  • Identify opportunities for operational improvement and suggest enhancements.

Requirements:

Education:

  • Grade 12 or equivalent.
  • Finance-related qualification preferred.

Experience:

  • Minimum 4 years' experience in a Premium Administrator or Accounts Assistant role within an insurance brokerage or administrator.
  • Strong Microsoft Excel skills.
  • Experience with premium collections and bordereaux preparation is advantageous.

Languages:

  • Proficient in both English and Afrikaans (verbal and written).

Core Competencies:

Knowledge:

  • Sound understanding of short-term insurance and premium processes in a binder environment.
  • Familiarity with the financial services industry.
  • Knowledge of FICA and POPIA compliance.
  • Proficiency in Microsoft Office Suite (Excel, Word, Outlook, PowerPoint).

Skills:

  • Strong interpersonal and communication abilities.
  • Ability to work under pressure and multitask effectively.
  • Capable of working independently or as part of a team.
  • Good planning and organizational skills.

Attributes:

  • High attention to detail.
  • Results-driven and proactive.
  • Self-motivated with a positive attitude.
  • Problem-solving mindset.
  • Creative, persistent, and determined.

Contact Hire Resolve for your next career-changing move.

  • Salary: negotiable.
  • Our client is offering a highly competitive salary for this role based on experience.
  • You can also visit the Hire Resolve website: hireresolve.us or email us your CV: financialcareers@hireresolve.za.com
  • Alternatively, you can also contact me directly at kay-leen.dupreez@hireresolve.us
  • When applying via email please use "Premium Administrator" as the subject line

We will contact you telephonically in 3 days should you be suitable for this vacancy. If you are not suitable, we will put your CV on file and contact you regarding any future vacancies that arise.

Requirements:

  • Notify the relevant underwriting party.
  • Cancel policies as per predefined rules.
  • Inform clients of actions taken, such as double debits, forced debits, or cancellations.
  • Allocate daily deposits reflected on bank statements from the premium collection provider.
  • Maintain the premium age analysis and liaise with underwriters.
  • Take appropriate actions on premiums outstanding for more than 45 days.
  • Validate the legitimacy of refund requests.
  • Process and record refunds on the Policy Administration System.
  • Forward refund requests to the Financial Manager for release.
  • Download bordereaux reports.
  • Prepare and submit payment schedules to insurers.
  • Distribute bordereaux to insurers.
  • Allocate premiums received directly by insurers using commission statements as references.

  • Demonstrate behaviour that aligns with the organisation’s values and culture.
  • Share knowledge of products, systems, and processes with team members.
  • Work collaboratively with the Claims team to maintain service excellence.
  • Comply with all internal policies, procedures, and industry regulations.
  • Identify opportunities for operational improvement and suggest enhancements.
  • Grade 12 or equivalent.
  • Finance-related qualification preferred.
  • Minimum 4 years' experience in a Premium Administrator or Accounts Assistant role within an insurance brokerage or administrator.
  • Strong Microsoft Excel skills.
  • Experience with premium collections and bordereaux preparation is advantageous.
  • Proficient in both English and Afrikaans (verbal and written).

  • Sound understanding of short-term insurance and premium processes in a binder environment.
  • Familiarity with the financial services industry.
  • Knowledge of FICA and POPIA compliance.
  • Proficiency in Microsoft Office Suite (Excel, Word, Outlook, PowerPoint).
  • Strong interpersonal and communication abilities.
  • Ability to work under pressure and multitask effectively.
  • Capable of working independently or as part of a team.
  • Good planning and organizational skills.
  • High attention to detail.
  • Results-driven and proactive.
  • Self-motivated with a positive attitude.
  • Problem-solving mindset.
  • Creative, persistent, and determined.
  • Salary: negotiable.
  • Our client is offering a highly competitive salary for this role based on experience.
  • You can also visit the Hire Resolve website: hireresolve.us or email us your CV: financialcareers@hireresolve.za.com
  • Alternatively, you can also contact me directly at kay-leen.dupreez@hireresolve.us
  • When applying via email please use "Premium Administrator" as the subject line
28 May 2025;   from: careers24.com

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