Description:
Minimum Requirements:
A minimum of 5 years proven experience in a debtors or collections environment. A relevant accredited diploma or bachelors degree in Finance, Accounting, or a related field. Clear ITC record. Advanced proficiency in Microsoft Word, Excel, and Outlook. Experience with Great Plains 18 (advantageous). In-depth knowledge of credit laws and regulations. Familiarity with credit risk assessment techniques, collections, and financial analysis. Ability to develop and implement credit policies and procedures. Possession of a valid drivers license and own vehicle. Willingness to travel to rural areas and informal settlements for customer visits. Key Attributes:
Strong analytical and problem-solving skills. Excellent communication and negotiation abilities. Effective interpersonal skills with a customer-focused approach. Exceptional numerical aptitude. Strong organizational and administrative capabilities. Ability to work efficiently under pressure, meeting deadlines with attention to detail and quality. Resilient, adaptable, and professional in all interactions. Key Responsibilities:
Assess and evaluate clients' creditworthiness through thorough research and analysis. Develop credit scoring models to predict risk and improve decision-making. Approve or reject credit applications based on financial credibility, potential revenue, and risk assessment. Negotiate and establish credit terms with clients. Monitor payment trends and ensure timely collections. Maintain accurate records of credit applications and financial transactions. Develop, review, and update company credit policies to align with industry standards and regulations. Follow up with clients to manage debt settlements and trade agreements. Ensure full compliance with regulatory credit procedures. Prepare and present comprehensive reports to senior management on credit risk, outstanding debts, and financial trends.
02 Mar 2025;
from:
gumtree.co.za