Description:
?? Credit Risk Manager (CIB)
?? Location: Johannesburg
?? Industry: Banking / Financial Services
?? Type: Full-time | Permanent
Are you a seasoned credit professional with a passion for credit risk oversight, post-lending monitoring, and policy compliance? A leading financial institution is seeking a Credit Risk Manager to join their dynamic risk team. This is an opportunity to be a key player in managing corporate credit risk while engaging with regulatory and industry stakeholders.
?? Key Responsibilities
Analyse and assess credit applications from Corporate Banking and Treasury.
Provide independent credit risk opinions and validate internal credit ratings.
Administer the Drawdown Centre process and ensure compliance with internal policies.
Monitor credit exposures, covenant compliance, credit limit expiry, and credit risk classifications.
Conduct ongoing post-lending reviews including SICR (Significant Increase in Credit Risk), ESG triggers, and adverse news.
Participate in ICAAP, Recovery Plans, Risk Appetite setting, Stress Testing, and regulatory reporting (Pillar 3).
Review and update credit policies, provide training, and ensure alignment with group requirements.
Collaborate with internal stakeholders to address policy breaches, covenant breaches, and deal follow-ups.
Provide secretariat support to the Credit Committee and Deal Forum, including scheduling, minute-taking, and document circulation.
? Requirements