Description:
MAIN PURPOSE OF THE JOB
To work closely with the Relationship Manager and Provincial Head to package the credit submission documents for Credit Committees.
To act as consolidator of inputs from team members in the development of the business case for loan applications – inclusive of working on a team-basis with members of the team in the Provincial Office and the Credit Analysts in the Risk Management Division.
Financial Modelling, Analysis & Deal structuring.
To provide recommendations on the viability of the loan application based on analysis and interpretation of, amongst others:
The business case Financial statements – inclusive of cash flow projections Risk Considerations and Mitigation thereof Security and Collateral Development, Social and Environmental Impact considerations To provide a first level quality assurance function on the applicable policies and procedures related to the transaction under consideration. To provide first level quality assurance across key systems used by business such as SAP,CRM and Acceleris.
Key Performance Areas
Facilitate Development Transformation Of The Agricultural Sector Prepare, review, and enhance application materials for all applications, i.e., Blended Finance, Agro-Energy Fund, etc., to meet high standards of accuracy, completeness, and compliance. Analyse and understand the criteria for approval of all applications, such as BFS and Agro-Energy Fund applications.Financial Modelling, Analysis & Deal Structuring
Provide recommendations on the viability of the loan application based on analysis and interpretation of, amongst others: Viability of the business case Alignment to the Bank’s mandate Structure the most optimal transaction based on legal aspects, regulations, and the mandate of the Bank. Depending on the outcome of the assessment, compile a report on the outcome of all assessments highlighting risks, irregularities, business deterioration, and insights.Growth, Profitability And Financial Performance Assist the Relationship Manager and Provincial Head in developing and implementing strategies to meet financial sustainability targets. Conduct regular reviews of existing clients with stand-alone accounts to identify potential opportunities for cross-selling
Proactive portfolio management:
Within 72 hours of receipt of the new file, undertake the client on boarding process: Validate the loan conditions, update the loan conditions register, and diarise the expected due date for each condition on the system. Inform the client of the loan conditions and the adheren
24 May 2025;
from:
gumtree.co.za