Credit Application Clerk

Description:

We are looking for:

Credit Application Clerk is responsible for processing and reviewing credit applications from new and existing customers, ensuring that all required documentation is complete and accurate. This role involves data entry, credit checks, and coordination with internal departments to support efficient credit approval processes.

Knowledge and abilities:

• Strong attention to detail and accuracy.
• Good organizational and time-management skills.
• Excellent communication skills, both written and verbal.
• Proficient in Microsoft Office Suite (especially Excel).
• Familiarity with credit scoring systems and financial documentation is a plus.
• Ability to handle sensitive and confidential information with discretion.

Key Responsibilities:

• Review incoming credit applications for completeness and accuracy.
• Enter customer and application data into credit management systems.
• Conduct credit checks using third-party agencies or internal credit scoring tools.
• Verify trade references and financial documents as part of the credit assessment process.
• Communicate with customers to request missing information or clarify discrepancies.
• Maintain accurate and up-to-date records of all credit applications and related correspondence.
• Assist in evaluating customer creditworthiness and recommend credit limits.
• Work closely with Sales and Finance teams to facilitate smooth onboarding of new customers.
• Ensure compliance with internal credit policies and procedures.
• Generate routine reports on credit applications and status updates.

Boxes to tick:

• Grade 12 Certificate or equivalent.
• 1–2 years of experience in a credit, administrative, or finance-related role.
• Tertiary qualification in business, finance, or related field would be advantageous.

Requirements:

• Strong attention to detail and accuracy.
• Good organizational and time-management skills.
• Excellent communication skills, both written and verbal.
• Proficient in Microsoft Office Suite (especially Excel).
• Familiarity with credit scoring systems and financial documentation is a plus.
• Ability to handle sensitive and confidential information with discretion.

• Review incoming credit applications for completeness and accuracy.
• Enter customer and application data into credit management systems.
• Conduct credit checks using third-party agencies or internal credit scoring tools.
• Verify trade references and financial documents as part of the credit assessment process.
• Communicate with customers to request missing information or clarify discrepancies.
• Maintain accurate and up-to-date records of all credit applications and related correspondence.
• Assist in evaluating customer creditworthiness and recommend credit limits.
• Work closely with Sales and Finance teams to facilitate smooth onboarding of new customers.
• Ensure compliance with internal credit policies and procedures.
• Generate routine reports on credit applications and status updates.

• Grade 12 Certificate or equivalent.
• 1–2 years of experience in a credit, administrative, or finance-related role.
• Tertiary qualification in business, finance, or related field would be advantageous.