Description:
Are you a skilled Credit Analyst with a strong background in credit risk assessment, financial analysis, and deal structuring? Join a leading financial institution committed to driving transformation and sustainable growth within the commercial and agricultural finance sector.
Why This Opportunity?
Play a pivotal role in credit risk assessment and financial solutions for key clients. Work on diverse credit applications, including commercial and transformation finance. Engage with high-value transactions that impact South Africa’s agricultural and commercial sectors. Enjoy a dynamic, fast-paced environment that values strategic thinking and problem-solving.
Key Responsibilities:
Conduct credit assessments, including financial analysis, trend evaluation, and risk mitigation. Present bankable solutions to support sustainable business growth. Perform collateral analysis, loan structuring, and credit risk management. Ensure compliance with credit policies, NCA, CPA, FICA, and risk regulations. Engage with stakeholders, operations teams, and credit committees to streamline the credit process. Manage a portfolio of clients, performing annual credit reviews and loan restructuring. Provide expert guidance on deal structuring and financing solutions for commercial clients.
What You Need to Succeed:
Qualification: A 3-year tertiary qualification in Commerce (Accounting, Agri-Economics, or Credit Management preferred).
Experience: 3+ years in credit risk assessment, deal structuring, and financial analysis.
Skills & Expertise:
Strong credit assessment and financial modelling skills. In-depth understanding of risk management principles and credit compliance. Experience in commercial lending, agricultural finance, or business banking. Proficiency in Microsoft Office and compliance management tools. Knowledge of primary and secondary agricultural sector finance.
Travel: Regular travel may be required as part of the role.
27 Mar 2025;
from:
gumtree.co.za