Credit Underwriting Manager

Description:

• Leadership & Team Management: Lead and mentor a team of Credit Underwriting Analysts, providing day-to-day functional management and support.
• Strategy Execution: Assist the Global Head of Underwriting in executing the credit assessment strategy, ensuring the team meets key performance indicators (KPIs).
• Credit Assessments & Analysis: Conduct comprehensive credit assessments, establish credit limits and ratings, and perform in-depth financial analysis.
• Review of Complex Credit Structures: Analyze complex credit structures, asset valuations, and non-standard credit risks, ensuring well-informed and high-quality decision-making.
• Monitoring & Reporting: Track credit triggers, provide insights on sovereigns and sectors of interest, and deliver timely credit risk reports to senior stakeholders.
• Collaboration: Work with global teams, including commercial credit, senior risk management, and other risk functions, to ensure alignment on credit strategy and execution.
• Ad Hoc Projects: Contribute to both local and global initiatives to improve credit risk processes and practices.
• Team Development: Ensure continuous development and training for the credit underwriting team, fostering ongoing improvement and career growth.
  Qualifications:
  
• Education: Bachelors Degree in Finance, Risk Management, Accounting, Economics, or related fields (Postgraduate qualifications are a plus).
• Certifications: Professional certifications such as Chartered Accountant (CA), Chartered Financial Analyst (CFA), or Chartered Institute of Management Accountants (CIMA) are beneficial.
  Experience & Skills:
  
• Experience: A minimum of 8 years in credit risk or credit underwriting, ideally within industries like mining, commodity trading, banking, insurance, or consultancy.
• Skills:
• Strong financial analysis and the ability to assess complex credit structures.