Description:
A financial services business is seeking to appoint a Credit Analyst: Corporate Banking & Structured Investments (CB&SI) to Carry out quality credit assessment, present bankable solutions and manage the credit risk of CB&SI. To manage and perform quality credit analysis; financial analysis, including data collection, trend analysis, peer comparisons and industry overview to ensure good quality credit submissions to Credit Managers and Credit Committees for the allocated portfolio i.e. CB&SI Credit applications and mitigate any potential risk on behalf of the organisation. Qualifications and Experience: 3 year Tertiary Qualification (Commerce) Majors Accounting; Agri Economics, Credit Management, Risk Management 3 years Relevant credit assessment experience Thorough knowledge of the NCA, CPA, FICA and related credit regulatory requirements The primary and secondary agriculture sector finance Appraisal of credit proposals and deal structure for: assets finance, working capital, back ward and forward integration finance Advanced business acumen Responsible for maintaining the portfolio including conducting annual credit reviews on existing portfolio, and revolving loans within assigned DOP as and when required by management. From time to time may be requested be secretariat for ECC, which involves coordinating ECC meeting and taking minutes in compliance with the prescripts of the charter. Carry out full credit assessments within allocated portfolio Check the credit submission for completeness, including accompanying documents in terms of the approved loan guidelines. Ensure that all relevant information and documentation has been received from the operations as per the agreed checklist Follow up with CB&SI to ensure that all supporting documentation is complete Stakeholder Relationship Management and Team Support Critical Competencies Microsoft Office Knowledge of risk management principles Knowledge / Experience of compliance systems / tools Compliance Management Principles Knowledge of Compliance related legislation Knowledge of Business Law Principles Please note that if you have not received a response within 14 days of submitting your application that your application was unsuccessful. However, please keep a lookout on our website, www.sixsense.co.za for available positions which may be in line with your career aspirations. SECTOR: BankingJob Reference #: JHB001262/MS
26 Feb 2025;
from:
gumtree.co.za