Where

Junior Underwriter

Job Placements
Johannesburg Full-day Full-time

Description:

Wholl you report to:
Youll be based at Head office in Sandton, Johannesburg. Youll report to the Team Leader: Underwriting Back Office, who is accountable for Life Policy Underwriting functions.

Your qualifications:
- Grade 12 (Essential)
- Relevant tertiary qualification; a medical diploma/degree beneficial

Your Outputs (include but is not limited to):
- Underwriting anniversary, servicing and new business and verifying of Risk management risk attributes
- Adhering to Risk Management (underwriting) rules, rating, and insurance laws and regulations
- Make decisions regarding the acceptance, price and policy terms and condition that are consistent with business Risk Management and ensuring a profitable loss ratio
- Identifying underwriting concerns and suggest possible solutions
- Manage and resolve queries received from various stakeholders including doing the necessary follow up work
- Develop and maintain effective working relationships with internal and external customers
- Evaluate and underwrite risk from new and existing business
- Monitoring applications to ensure the highlighted risks will not potentially lead to
- Assisting with underwriting training
- Decline excessive risks or imposes additional conditions or premiums to high risk.

Your Experience:
- 3 - 5 years experience in life underwriting and administration industry. Call centre experience would be beneficial.
- Knowledge of long-term insurance industry in underwriting
- Experience in Individual life insurance product ie Life cover, Permanent Disability cover, Temp Income Cover and Critical Illness
- Sound Business and Operational knowledge of Insurance Industry administrative processes
- Good knowledge of the business administration platforms
- Familiar with Compliance Processes and Procedures in the Insurance Industry Skills

MS Office and PC literate
- Accurate Typing Skills
- Excellent verbal and written communication skills
- Quality driven
- Ability to pay attention to detail as accuracy is important
- Using effective interpersonal skills to resolve conflict situations
- Ability to work effectively with others and contribute to team task accomplishment
- Ability to multi-task and manage multiple priorities
- Have the ability to operate effectively under pressure
- Task and deadline orientated
- Analytical mind and above average problem-solving techniques
- Strong sense of ownership
- Pro-active and innovative
- Relationship Management
12 Feb 2025;   from: gumtree.co.za

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